Anyone wondering about creating a budget? I know January is usually a "tight" month for most people -- catching up on bills from Christmas. Anyway, this link may help towards setting goals and getting a budget in place.

http://www.organizingyourway.net/resolutions/31-days-of-organizing-for-a-better-2010-create-a-budget


Beautiful song to share -- Feels Like Home by Chantal Kreviazuk
http://www.youtube.com/watch?v=Am7EI5tdaX4


For those of you with Cuttlebug, here's a neat tutorial for embossing!
http://www.amazingpapergrace.com/cuttlebug-circular-embossing/

TFS Carla!!! Love the new avatar BTW!!!

That's an interesting looking site. I think I'll browse around a bit.

I do have a budget but I need to update it. I've changed some habits and started scrapbooking since I did it. Scrapbooking definitely needs its own category. I have a few other expenses that have been added since too. I'm sure I could be saving more money than I am if I did a new budget. I'd like to save more money than I am for some home renovations I'm planning to do in the next couple of years.

Simply beautiful voice and song. TFS, Carla

So sorry Carla, I had myself written down for Text Thursday this week for some reason! I was all set to post today!! Thanks for posting for me....again!!

Thanks Carla! Esp for the embossing one!